NAVIGATING RISK,
EMPOWERING THE FUTURE.
Transform your insurance experience with a foundation of trust, unparalleled flexibility,
and highly personalised service delivered by your chosen underwriters.
Specialist Product Wordings
Drawing on our our prior risk management experience we have developed and refined product wordings to suit our clients needs.
Speak to your Specialist
Our products are only available via your preferred specialist broker intermediary.
No Call Centres
Our broker intermediaries have direct access to our dedicated service team – no call centres!
We take pride in delivering insurance solutions that are clear, innovative, and backed by forward-thinking risk management.
Committed to Excellences
Our core values are centered on supporting brokers in delivering the most flexible and effective insurance solutions to our clients.
Our Mission
At Protocol Risk Managers, we are shaping the future of insurance by combining a legacy of precision with forward-looking innovation. Our mission is to deliver non-life insurance solutions with integrity—merging traditional values and advanced technology while consistently placing people at the heart of everything we do.
Our Insurance Products
Our specialist non-life (previously known as short term) product classes include agriculture, body corporate, commercial, hospitality and personal lines business and because our insured’s businesses don’t fit in a box, neither do our underwriting requirements.
Our Approach
We pride ourselves on trust, flexibility and knowledge of good risk practices. Underwriting on behalf of Guardrisk we offer our broker partners strong financial backing for placing their clients’ interests in our capable hands. Our broker partners additionally enjoy direct access to our team for policy assistance, product queries or claims services.
Risk Management
Protocol Risk Managers offers a comprehensive insurance solution with a unique risk management approach – promoting self-insurance opportunities and solutions to reduce premiums while offering competitively-rated covers inclusive of our innovative value-added services to our clients and brokers alike.
Underwriting Requirements
Our product offering includes specialist underwriting for our insured’s specific needs and requirements.
Our insurance product offering has a focus on various industries to meet our clients specific needs
Agriculture
Property (Non-Crop)
Accident
Liability
Motor
Body Corporate
Homeowners Associations
Sectional Title
Property
Fidelity Guarantee
Liability
Commerical
Property
Accident
Liability
Motor
Hospitality
Property
Accident
Liability
Motor
Personal
Property
Accident
Liability
Motor
Leisure Craft
Value Added Services
24/7/365 Assist
Vehicle Hire
Excess Waiver Options
Become one of our intermediaries...
Apply for an agency with us!
Working with us is as easy as
Speaking to your preferred intermediary
Our range of products are available exclusively to our broker intermediary partners, who give their clients expert advice for their business, farm or personal belongings. We offer our brokers a wealth of support which includes broker product training, direct access to our management team and high touch underwriting department to keep in line with current events. We believe that our broker partnership contributes to the insurance being provided to our clients with an unbiased view offering our clients exactly the right cover that meets their immediate needs.
We service our brokers nationally around South Africa from our offices
Unique Products
Provinces Covered
Offices
Company
Products
Agriculture
Body Corporate
Commercial
Hospitality
Personal Lines
Value Added Services
Legal & Compliance
Protocol Risk Managers (Pty) Ltd is an Authorised Financial Services Provider, FSP no. 49614 underwritten by Guardrisk Insurance Company Limited FSP 75
